Most Stable Variable Rate
These home loan packages are for Building Under Construction (BUC) & Completed Private & HDB Residential properties. If you are looking for best-fixed rate, click here.
Packages for private condo under construction:
| Lock-In | No Lock |
|---|---|
| Year 1 | 1.60% |
| Year 2 | 1.60% |
| Year 3 | 1.65% |
| Year 4 | 1.70% |
| Thereafter | 1.80% |
For completed private condo & HDB and refinancing:
| Lock-In Period | No Lock | 2 Years |
|---|---|---|
| Year 1 | 1.65% | 2.18% (Fixed) |
| Year 2 | 1.70% | 2.18% (Fixed) |
| Year 3 | 1.75% | 2.18% |
| Year 4 | 1.80% | 2.25% |
| Thereafter | 1.90% | 2.25% |
Why is this the most stable variable rate home package you can find?
This variable-rate package is derived from the long-term average of 1-month & 3-month SIBOR, reducing the volatility of a typical SIBOR linked package. It is also not linked to fixed deposit which is changed at bank’s discretion.
Cash Rewards for Refinancing
S$2,000 for Private Home Loan more than S$500,000.
S$2,500 for Private Home Loan more than S$1,500,000.
S$1,800 for HDB Home Loan more than S$300,000
* Terms & Conditions Applies. Please check with bankers.
Up to S$500 CapitaMall Vouchers for New Home Loan
| Loan Quantum | Vouchers Eligible to Receive |
|---|---|
| S$350K - S$600K | S$50 CapitaVoucher |
| S$600K - S$800K | S$80 CapitaVoucher |
| S$800K - S$999K | S$100 CapitaVoucher |
| S$1M- S$1.3M | S$150 CapitaVoucher |
| S$1.3M - S$1.6M | S$200 CapitaVoucher |
| S$1.6M - S$2M | S$300 CapitaVoucher |
| S$2M & Above | S$500 CapitaVoucher |
Participating Banks
Benefits When You Obtain Your Home Loan With Realila.SG
Save Time & Get the Best Deal
You can now leave the comparison of more than 50 home loan packages from all Singapore's bank to our team. At Realila, our trusted network of bankers provides us with the latest bank packages and our Artifical Intelligent work tirelessly to compare each and every of the loan packages to get you the best deal in the market today.
Get your Answers from Our Team of Experienced Bankers
Who's better at the housing loan packages and MAS regulation (TDSR, ABSD, LTV etc) on home loan financing than the bankers themselves? At Realila, we have handpicked highly experienced bankers (from all 12 Singapore banks) who will go the extra miles to assist you.
100% Satisfaction Guaranteed plus Chope!
Our team of bankers are able to answer most, if not all, of your questions regarding how much you can borrow, how to improve your credit rating, how to increase your maximum loan allowable etc. It is a one-stop station without you needing to seek answers from other corners of the world. Plus, coupled with Realila's Best Deal Guaranteed, i.e., if you found a housing loan package better than what we have, write to us at hello@realila.sg and we will get our bankers to better it or we will reward you with cash voucher up to S$500.
